Collateral Real Estate Capital, LLC. - Based in Birmingham, Alabama, Collateral Mortgage Capital provides financing for all types of commercial and multifamily real estate on a national basis.

Collateral Benefits Group, LLC. owns, develops, manages and markets innovative benefit programs and services to associations, employers and individuals.

Collateral International, Inc. was established in 1995 to make available American mortgage lending to Americans interested in purchasing second homes in the well known Mexican resort areas such as Puerto Vallarta and Los Cabos. A subsidiary of New South Federal Savings Bank, Collateral International is located in Birmingham, Alabama and is providing financing to Americans through out the United States who are buying vacation homes in Mexico. (800) 370-1130

Collateral Properties, LLC, a licensed commercial real estate firm, specializes in leasing and management of buildings owned by its affiliate companies. Spun off in 2004 as a subsidiary of Collateral Mortgage, Ltd., the firm is staffed with industry veterans focused on providing outstanding customer service to tenants. This focus on service is designed to create the kind of win-win opportunity every businessperson seeks.

Southland National Insurance Corporation became a wholly owned subsidiary of Collateral Investment Corp. after merging with Southwide Life Insurance Corp. in 1996. Based in Tuscaloosa, Alabama, Southland National specializes in pre-need insurance, offering insurance solutions to funeral homes and cemeteries that sell prearranged funeral plans throughout the Southeast. Southland also administers dental, vision, hospital indemnity, and cancer coverage for public education employees in the State of Alabama. Other Southland specialties include fully insured and self-funded dental plans for corporate customers. Southland's own dental network, DentaNet, enables it to provide real value to its customers.

New South Agency, Inc. Founded in 1956, as Collateral Agency, Inc., New South Agency, Inc. provides a full range of quality insurance products and services, in many cases to customers of New South Federal Savings Bank and its affiliates. New South Agency makes it easy for home buyers to secure the necessary insurance coverage by streamlining the insurance application process through coordination with the loan process.

Due to its independent agent relationships with multiple insurance carriers, New South Agency can answer virtually any insurance need. Representing only highly respected industry giants such as Safeco, AAA of Alabama and Progressive, New South Agency stands ready to search out the best coverage for each individual need. With New South Agency, home, auto and business owners have the added convenience of obtaining coverage through the mail or by phone.

New South Agency, Inc., headquartered in Birmingham, Alabama, writes business in many states throughout the South. As the Collateral Family of Companies continues to expand, New South Agency, Inc. will continue to expand the areas of the country it will serve.

Triad Guaranty Insurance Corp. has been affiliated with Collateral since 1989 and is headquartered in Winston-Salem, North Carolina. Triad provides private mortgage insurance (PMI) to all types of mortgage lenders nationwide, allowing borrowers to buy a home with less than a 20% down payment. Triad became a publicly traded company in October, 1993, and is listed on the NASDAQ under the symbol TGIC.

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